Our popular financial planning and money management guide can help you to:

• Learn how to manage your money
• Take control of your personal finances
• Get out of credit card debt

Money trouble?  Never seem to get ahead? 
Money slips through your fingers?

For most people, money has become an enormously high-pressure area of their lives, fraught with negativity, fear and self-defeating beliefs.  It’s not unlike the way we proceed and react in any relationship – with a cumulative body of attitudes and experiences that totally shape the way we behave and think.  From the time we’re very small, the subject of money takes on more and more of this emotional and energetic “baggage” and that becomes the very roadblock that prevents us from creating the financial life we want and deserve.

You see, most of what we learn about money only serves to create more and more pressure around it. 

In fact, the typical approaches you may have tried before actually drive money away from you by worsening your negative beliefs and attitudes about money.

But right now, today, you can reverse that trend and aim positive cash flow in your own direction.

The thing is, a pure new approach to your relationship with money changes everything. You CAN clear the frustration and limiting energy from your past, and start anew with a bright, unblemished and welcoming field around your money center.  Much more than just “positive thinking,” the techniques you’re about to learn will create a fundamental change in your field of possibility.

Are you ready to reduce credit card debt, manage your money better and take control of your personal finances?

My name is Bill Austin and I am a spiritual healer and teacher living in Florida.   I’ve been exactly where you are now – up to my ears in credit card debt, clueless about financial planning, confused and discouraged about money, sure I could never get ahead.  But in the process of getting out of credit card debt and achieving financial freedom and independence, I intensely studied financial planning and money management, and I developed some powerful ways to help me identify and accomplish what I wanted to create financially. The first thing I did was reduce and ultimately eliminate ALL of my credit card debt.

I wrote "Transform YOUR Relationship with Money" to encourage and empower YOU to eliminate credit card debt and to stay out of debt for the rest of your life. 

I wish that I could prescribe for you a small, cobalt blue pill that you could take that would instantly get you out of debt and heal and transform your relationship with money.  But I've been searching for this pill myself for years and I have not found it yet... 

What I have discovered, instead, is that we each have a personal relationship with money...  AND there are many things that each of us can do to help heal and transform our relationship with money...

This financial planning manual is more practical in nature than theoretical.  Learn powerful money management tips that will help you take control of your personal finances, manage your money, get out of debt and stay out of debt. Over 15 worksheets or financial snapshots were created to help you apply these financial planning ideas to your personal finances and to:

• Clear your negative money beliefs

• Reduce your debt

• Credit card debt help

• Manage your money better

• Figure out where you stand financially

• Find a job that is aligned with who you are

• Eliminate credit card debt

• Help you save lots of money on things you purchase every day

• Learn powerful ways to save money to propel you to financial freedom

• Walk you through setting goals and creating a Vision Plan for yourself

• Help you create abundance and the financial life you want and deserve

• And much, much more!

So exactly what is in this guidebook, anyway?

I want you to see for yourself that Transform Your Relationship With Money is not just a feel-good, fluffy pat on the back!  It’s jam-packed with practical knowledge and new, revolutionary techniques you can use now to manage your money, get out of credit card debt and to achieve financial independence.  Take a look:

Chapter 1:  Heal YOUR Personal Relationship with Money   Explore your family and personal beliefs about money, and how they impact your life.  Learn 2 powerful visualization exercises you can use to clear negative beliefs, feelings, and experiences to open the flow of positive $$ energy.

Chapter 2:  10 Underlying Principles of Financial Management  This is an introduction to key insights and understandings about financial planning and money management.  This chapter summarizes some of the major points in the guide, which  are discussed in greater depth later on in the guide. 

Chapter 3:  Determine YOUR Current Financial Status  Gain clarity about your current financial status.  Learn tips on organizing your financial records. This chapter gently walks you through the process of determining your net worth and monthly cash flow.  It helps you understand where your money goes.

Chapter 4:  How to Handle YOUR Creditors When You are in a Bind  Debt Help. Here’s direct, solid advice on how to work with your creditors when you are undergoing a financial challenge, and  important things you should know about declaring bankruptcy. There’s even a sample letter that you can send to creditors to negotiate a payment plan.

Chapter 5:  Enhance YOUR Income  Here are many ways in which you may increase your income, and plans of action if you become unemployed.  It also has some play-sheets to help you determine what marketable skills you received from prior jobs and a way to look at your interests to brainstorm what types of jobs you may be happier doing.

Chapter 6:  Reduce YOUR Expenses  This chapter gives you many instant cash-flow enhancers: 3 powerful ways that you can use to help you get out of credit card debt, easy ways to reduce your expenditures for housing, food, clothing, insurance, student loans and entertainment, plus money-smart approaches to buying a car.

Chapter 7:  Build YOUR Savings  Here I’ll show you how to pay yourself first and use your savings as the fuel to wealth creation.  You’ll learn an easy-to-apply method of saving money, and learn how to set some of your goals and create an action plan to implement them.

Chapter 8:  Create a Brighter Financial Future for YOURSELF  Where do YOU want to go with your financial life? Here’s the step-by-step technique for creating a Vision Statement for yourself as well as a financial plan for six months, one year and three years.  You learn an extremely powerful way to shift your awareness from focusing on financial problems to creating financial abundance, plus fun techniques that can help you stay focused and calm when you are feeling down-and-out about money. You’ll also explore retirement planning and investing.

Chapter 9:  Repair YOUR Credit Record  The importance of maintaining as clean a credit record as possible can’t be overstated – so this chapter helps you navigate the credit scoring scene. It also has a draft letter to present your side of a credit dispute to the credit agencies for resolution. 

  You can begin using these financial planning and money management techniques IMMEDIATELY to reduce credit card debt and to take control of your personal finances. Order Transform Your Relationship With Money – right now!

Begin today!

The life-changing money management guide, Transform Your Relationship with Money, PLUS the FREE bonus reference, Stepping Stones to Inner Peace are yours – ready to use and apply immediately – for just $9.00. Learn powerful ways to get out of debt and achieve financial freedom. It’s a tiny investment to make in yourself and your financial future.

Here’s how to order:

Both books are provided in Adobe .pdf format.  As soon as you place an order, you will be directed to the download page.  I’m standing by to help you if you have any problems with this process!  Here’s my email, so you can request my personal assistance if you need it: bill.austin@prodigy.net  Thanks! 

CLICK HERE TO
PLACE YOUR ORDER!