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Hi, my name is Robert. Don't worry ...I'm a real person. Somebody who once had excellent credit, an R1 rating, gold cards etc. My credit was so good I walked into a bank for a loan and walked out an hour later with $2000! Unsecured!! Boy, the system treats you like royalty when you have awesome credit! (Now its the opposite!) But you know what? I let it get to me...I got a big head...and overextended myself! My paycheck became less and less mine! I was not only working for the government (taxes) but for Visa, Mastercard etc! Sometimes I couldn't make the payments on time, and I'd be charged that outrageous $29 late fee! I tried debt counseling agencies...but, at the time I must have been in a negative cycle because one thing after another popped up that I had to take care of (transmission, speeding tickets, unforeseen "acts of God", you know what I mean right?) and thusly, couldn't make my payments on time to the debt counseling agency! |
| And you know, I worked really hard during the week, and
to show up at the weekend with no money in hand got me really
frustrated! Yes, it is my fault! I admit whole heartedly! I wanted to have SOMETHING
of a life or enjoyment on the weekend after working so hard! Yet I needed to
get myself out of the hole I was in but knew I couldn't paying these bills!
Eventually my credit became shot...so I finally threw the towel in and stopped
paying! Been there? And you know what? I wasn't a deadbeat! I planned on filing bankruptcy, but in the meantime, I was dealing with about 6 collection agencies calling me everyday who want me to act on THEIR TIMETABLE! At the time it was very annoying but in many cases it was illegal! It was at the point where I wouldn't even answer the phone! Sounds like a commercial, but hey, it really is true! Been there? I eventually got sick enough to answer the phone...and boy, these people can be funny sometimes. I think I've seen all their approaches...look below...any of them see familiar? |
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Do You Feel Like Crap For Where Your At? Don't! Thomas Jefferson...one of the founding fathers of our great nation filed bankruptcy 10 times!! THE GARNISHMENT THREAT PHONE WARS DIGITS A NO-NO! FOE OR FOE? Maybe you can win something like this? FILING SUIT STATE AGENCY LINKS SETTLING OR MAKING ARRANGEMENTS
CAN BE CONSIDERED A TAX LIABILITY???
Yes, pay your debts, but not to a collection agency. You can REAFFIRM the amount you owe the original creditor if and when you file for bankruptcy, pay them and fix your credit file the correct way.
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I told a friend, who just happened to work in the credit card industry,
about my plight. Every time I received a call, I would ask the agent his name, find
his agency's bill in my big pile of notices and threats I received in the mail
and then tell him he will be receiving a written notice from me (The
Collection Agency Nullifier Form!) Note that we are only talking about dealing with collection agencies
and offering a simple quick solution to stop their calls!
YOUR RIGHTS WITH COLLECTION AGENCIESLet me point something out here, the debt collection business is very much needed in a free enterprise system. A necessary evil if you like. Without it we would all be paying through the nose for everything we buy as businesses tried to recoup their losses from all the "deadbeats" who didn't pay. The debt collectors are the deterrent to see that "deadbeats" do pay their bills.The problem I have with the system is that it has no way to distinguish a
"deadbeat" from an upstanding individual who has just had an unfortunate turn
of events and is eager to rectify his situation -- such as myself and most likely
you! Why? Most third party bill collectors get paid a percentage of everything
they collect that's why! Fortunately the U.S. Congress has recognized this and has passed laws to limit the tactics bill collectors can use to extract money from a debtor. If you are currently experiencing the discomfort of threatening phone
calls and letters, or if you ever do in the future, you can take comfort in
the knowledge that you have the authority to put an immediate end to such harassment. NOW YOU DO! A federal law called the
Fair
Debt Collection Practices Act was created by the Federal Trade Commission
(FTC) in 1977 to protect people like us from the abuse of loser
bill collectors and collection agencies, limiting their tactics to extract money
from debtors. Here's a brief summary of the FTC law:
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| FIRST THINGS FIRST! I have provided in the sidebar "knowledge links" that provide you resources, secrets and tactics that will help you effectively deal with the collectors on the phone! It is a psychological game when you are on the phone with the collector. If you know your rights (rules of the game) YOU will be in control of the call ---not THEM! While your taking control of the phone calls get your:
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THEN LOWER THE BOOM
with the
COLLECTION AGENCY NULLIFIER FORM!
(NOTE:The collection agency is allowed to make
one more call after reciept of your letter to advise
or notify you of what action shall be taken, whether its further collection
efforts being terminated or alternate remedies that will be invoked
by the agency/creditor to collect the debt[section 805(c)(1)(2)(3)]---
in my experience, they never mailed or called again.)
Get The Collection Agency Nullifier Form Today!
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If you want to ensure you cover all the bases, that you are invoking the provision properly, and that you are taking the necessary steps to successfully nullify/stop the collection agency from harassing you--
Get The Collection Agency Nullifier Form Today!
| ADDED BONUSES! |
When you order, I will give you two sources of information that will be both UNBELIEVABLE and INVALUABLE to you!
VERY POWERFUL AND LIBERATING!
THIS INFORMATION IS SUPPRESSED!
(Yep! A real true-life conspiracy!)
I really can't say much here, but I'll just say that the financial powers that influence our lives HAVE SECRETS they hide from the mass populous!
Secrets YOU can USE to FREE yourself financially!
I personally assure you that these sources ARE NOT those hand me down , second-rate reports you get off a cd!
These knowledge sources will REALLY BLOW YOU AWAY!
Stop The Calls Now!
ONLY $11.95!!!
INSTANT ACCESS!!|
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(APPLIES TO U.S. RESIDENTS ONLY)
Don't Be Afraid Anymore!
Take Control!
Don't Be Ignorant!
It Costs!
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Questions/Comments about site?
Rob@stopcollectionagencies.com
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